How Can I Find Out If My Insurance Covers MMT (And How Do I Find Treatment Centers that Will Take My Insurance?)

Your insurance may actually cover part––or even all––of your methadone maintenance treatment (MMT) program and allow you to attend rehab for little or no cost.

Currently, most insurance plans do cover mental health and substance use disorder treatment to an extent. According to, “Mental and behavioral health services are essential health benefits,” and every plan sold on the Health Insurance Marketplace must cover substance use disorder treatment and prevention. In addition, most private plans, which are plans sold through private insurance companies, and group plans, which are plans obtained through a workplace, employer, or membership, are also following suit and covering at least part of addiction treatment.

MMT is an evidence-based addiction treatment regimen that has been in practice for over forty years. Many insurance programs cover it simply because it has been found to be extremely effective for the treatment of opioid addiction and most patients tolerate it well. Some of the major insurance companies and programs that will generally cover at least some part of MMT include

  • Aetna
  • Cigna
  • Blue Cross Blue Shield
  • Medicaid
  • Medicare

It is difficult to determine whether or not any one person’s plan will cover MMT, though, and if it does, to what extent. The variables associated with the issue––including where you obtained your plan, what type of plan you have, what insurance company you are with, etc.––can all affect the final result. This is why it can be extremely important to ask someone for help before choosing a particular treatment option.

How Can I Find Treatment Centers that Will Accept My Insurance?

Insurance Covers MMT

Call our helpline to find out what programs accept your insurance.

By calling 800-994-1867Who Answers?, you can find out a lot more about your insurance plan and the recovery options that are available to you.

  • When you call, you will be put on the line with one of our treatment advisors. They will first need to ask a few questions about your substance abuse history, your medical history, and any other relevant information that can help them better determine your needs for treatment.
  • Afterwards, the treatment advisor will need to know certain information about your insurance plan, including
    • What type of plan it is
    • Where you obtained it (through the Healthcare Marketplace, an employer, a private company, etc.)
    • Who the primary insurance holder is

Once you have answered the treatment advisor’s questions, they will be able to better determine what types of treatment your insurance program will likely pay for and how much it will cover. This will be extremely beneficial to your overall recovery, making it much less costly than if you chose a treatment option that was not covered by your insurance.

  • Next, the treatment advisor will begin matching you with rehab programs that will accept your insurance, offer you the treatment options you require (including MMT), and suit any other needs you may have.
    • These additional needs can include issues that do not specifically relate to your addiction and recovery but are still important nonetheless. For example, if you feel more comfortable speaking Spanish, you may want to choose a bilingual facility, or if you are an adolescent, a program specifically catered to teens would likely fit your needs better.
  • Finally, once you and the treatment advisor have found a facility that suits you, they will begin to help you build a plan to get accepted to the program of your choice and to take any necessary steps between now and your intake into the facility.

Once you call 800-994-1867Who Answers?, you will have a much better idea of what your insurance program will cover and what treatment options are available to you now.

Do You Want to find MMT Programs Your Insurance Will Cover?

According to Harvard Medical School, “100,000 American addicts” were maintained on methadone in the year 2014. The program has been extremely successful in the treatment of opioid addiction for a number of years.

Ready to begin your recovery journey? Call 800-994-1867Who Answers? to learn about available treatment programs for drug and alcohol addiction.

Call to Find a Methadone ClinicPhone icon800-780-9619 Info iconWho Answers?

Where do calls go?

Calls to numbers on a specific treatment center listing will be routed to that treatment center. Calls to any general helpline will be answered or returned by one of the treatment providers listed, each of which is a paid advertiser: Rehab Media Group, Recovery Helpline, Alli Addiction Services.

By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.